No money, no honey. I’m sure that you’ve heard this catchy phrase before. It is a very famous sentence and it became a cliché after years and years of using it in movies and advertisements. The secret message here is you need to save. Here are money saving ways and tips to help you budget your money. Speaking of budgeting money, this will be the key for you to control money.

You have to create a budget sheet for the whole month. List down all your needs and allot a realistic amount of money on each. Remember that needs are different from wants and realistic amounts means an estimated amount of the money you will spend for that need. Another tip is to get insurance. Insurance is for security purposes. It’s just the same as getting a savings account but insurances are for emergencies that you can no longer control. I hope the tips can help you!