Some people have lived their lives miserably. You have the moral obligation to help them financially. If you are generous enough to share your blessings to the poor, think on how to save money. It is proper to give them an ample amount of money instead a little centavo. If you are earning monthly salary, you have to create a budget. Your list of expenses will tell your capacity to help the needy. You have to prioritize the household needs before sharing to other people.

If you will not create a budget, you would have a hard time determining the right amount to give to other people. If the net amount in your budget is almost negative, wait for next month to donate goods. A little amount of money is not sufficient to grant the needs of your erring brothers and sisters. You should provide valuable items instead cash. It is more safe to grant goods than money.